How do I load ring tones into my Motorola E815 cell phone?

I am a Verizon customer and the only way I have found to get ring tones for my cell buzz is to buy(rent) them from Verizon. I am sure there must be another way, I just don’t know it. I bought a motorola buzz kit cd that is suppose to make it possible to make ring tones. But ofcourse is the set up when I stated the carrier and buzz model, it blocked me from this function. Do you know a way around this? I have a micro-sd card for the buzz.

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